Terms of Use
**Foundation of HOPE, Inc. - Terms of Use**
Effective Date: October 1, 2023
Thank you for visiting the Foundation of HOPE, Inc. (hereinafter referred to as "FOHI," "we," "our," or "us") website. By accessing or using our website, you agree to comply with and be bound by the following Terms of Use. Please read these terms carefully before using our website.
**1. Acceptance of Terms**
By accessing or using the Foundation of HOPE, Inc. website (the "Website"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with these terms, please do not use our Website.
**2. Changes to Terms**
FOHI reserves the right to modify these Terms of Use at any time. Any changes will be effective immediately upon posting the updated terms on our Website. It is your responsibility to review these terms periodically for changes. Your continued use of the Website after any such changes constitutes your acceptance of the revised Terms of Use.
**3. Privacy Policy**
Your use of the Website is also governed by our Privacy Policy, which can be found at [Privacy Policy]. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
**4. Copyright and Intellectual Property**
The content, graphics, design, logos, and all materials on the Website are the intellectual property of FOHI and are protected by copyright laws. You may not reproduce, distribute, modify, transmit, or use any part of the Website for commercial purposes without our prior written consent.
**5. Permitted Use**
You may use the Website for personal, non-commercial purposes, including accessing and downloading content for educational and informational purposes related to financial literacy. You may not use the Website for any illegal or unauthorized purpose or engage in any activity that may harm the Website, FOHI, or its users.
**6. User Contributions**
FOHI may provide interactive features, such as forums or comment sections, where users can contribute content. By posting content on the Website, you grant FOHI a non-exclusive, worldwide, royalty-free, irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display your content.
You are responsible for any content you post on the Website, and it must comply with all applicable laws and regulations. FOHI reserves the right to remove any content that violates these Terms of Use or our policies.
**7. Links to Third-Party Websites**
The Website may contain links to third-party websites for your convenience. FOHI does not endorse or control the content of these websites and is not responsible for their accuracy, legality, or availability. Your use of third-party websites is at your own risk, and you should review their terms of use and privacy policies.
**8. Disclaimers and Limitation of Liability**
The information provided on the Website is for educational and informational purposes only. FOHI makes no warranties or representations about the accuracy, completeness, or reliability of any information on the Website. Your use of the Website is at your own risk.
To the extent permitted by law, FOHI disclaims all liability for any direct, indirect, incidental, special, or consequential damages that may result from your use of the Website or any content on it.
**9. Indemnification**
You agree to indemnify and hold FOHI, its officers, directors, employees, and agents harmless from any claims, losses, liabilities, expenses, or damages arising out of your use of the Website or violation of these Terms of Use.
**10. Governing Law and Jurisdiction**
These Terms of Use are governed by and construed in accordance with the laws of the state of Illinois, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Cook County, IL for any dispute arising under these Terms of Use.
**11. Contact Information**
If you have any questions or concerns about these Terms of Use, please contact us at:
Foundation of HOPE, Inc.
foundationofhopeinc@outlook.com
Thank you for visiting our Website and for supporting our mission of promoting economic development through financial literacy education.